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Privacy Statement
In order to operate the Invoice4U.com service and to reduce the risk of fraud, Invoice4U.com. Invoice4U.com must ask you to provide us information about yourself. This Privacy Policy describes the information we collect and how we use that information. Invoice4U.com takes the privacy of your personal information very seriously and will use your information only in accordance with the terms of this Privacy Policy. We will not sell or rent your personally identifiable information or a list of our customers to third parties. However, as described in more detail in Part C below, there are limited circumstances in which some of your information will be shared with third parties, under strict restrictions, so it is important for you to review this Privacy Policy. This Privacy Policy applies to all services that are hosted on the Invoice4U.com.com Web site, whether the services are offered by Invoice4U.com or by its subsidiaries. By accepting the Privacy Policy and User Agreement in registration, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy. This Privacy Policy is incorporated into and subject to the terms of the Invoice4U.com User Agreement. This Privacy Policy will take effect on Oct. 1, 2004. Please note that your personal information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your country but Invoice4U.com will hold and transmit your personal information in a safe, confidential and secure environment. If you object to your personal information being transferred or used as described in this Privacy Policy, please do not register for the Invoice4U.com service. Notification of Changes This policy may be revised over time as new features are added to the Invoice4U.com service or as we incorporate suggestions from our customers. If we are going to use or disclose your personally identifiable information in a manner materially different from that stated at the time we collected the information, you will have a choice as to whether or not we use or disclose your information in this new manner. Any material changes will be effective only after we provide you by email with at least 30 days' notice of the amended Privacy Policy (if you have closed your Invoice4U.com account, you will not be contacted to notify you of the amended Policy and your personal information will not be used or disclosed in this new manner). Some pages on the Invoice4U.com Web site include links to third party Web sites. These sites are governed by their own privacy statements, and Invoice4U.com is not responsible for their operations, including but not limited to their information practices. Users submitting information to or through these third party Web sites should review the privacy statement of these sites before providing them with personally identifiable information. A Special Note About Children.. Children are not eligible to use our service and we ask that minors (under the age of 18) do not submit any personal information to us or use the service. *Information We Collect Required Information To open a Invoice4U.com account, you must provide a business name and/or first name, last name, phone number, and email address. This required information is necessary for us to process transactions, issue a new password if you forget or lose your password, and to contact you should the need arise in administering your account. Web Site Traffic Information Because of the way that World Wide Web communication standards work, when you arrive at or leave the Invoice4U.com Web site, we automatically receive the Web address of the site that you came from or are going to. We also collect information on which pages of our Web site you visit while you are on the Invoice4U.com site, the type of browser you use and the times you access our Web site. We use this information only to try to understand our customers' preferences better and to manage the load on our servers, so as to improve our service and your experience with Invoice4U.com. We do not track the Web sites that you visit before or after you leave the Invoice4U.com site. Our Use of "Cookies" "Cookies" are small files of data that reside on your computer and allow us to recognize you as a Invoice4U.com customer if you return to the Invoice4U.com site using the same computer and browser. We send a "session cookie" to your computer if and when you log in to your Invoice4U.com account by entering your business id, user id and password. These cookies allow us to recognize you if you visit multiple pages in our site during the same session, so that you don't need to reenter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect. Customer Service Correspondence If you send us correspondence, including emails and faxes, we retain such information in the records of your account. We will also retain customer service correspondence and other correspondence from Invoice4U.com to you. We retain these records in order to measure and improve our customer service, and to investigate potential fraud and violations of our User Agreement. We may, over time, delete these records if permitted by law. Questionnaires, Surveys and Profile Data From time to time, we offer optional questionnaires and surveys to our users for such purposes as collecting demographic information or assessing users' interests and needs. The use of the information collected will be explained in detail in the survey itself. If we collect personally identifiable information from our users in these questionnaires and surveys, the users will be given notice of how the information will be used prior to their participation in the survey or questionnaire. Nonmember Recipients and Requests Members of Invoice4U.com enter customer (nonmember) information which is used to send invoices to, or request payment from customers. We will retain the customer information that the member submits to us, including, for example, the customers email address and/or name, for the benefit of the member who is attempting to contact the nonmember, so that the member can see a complete record of his or her transactions, including uncompleted transactions. Although this information is stored indefinitely, we will not market to the nonmember in any way at any time. Additionally, these nonmembers have the same rights to access and correct information about themselves as anyone else who uses Invoice4U.com. *Our Use and Disclosure of Information Internal Uses We collect, store and process your personal information on servers located in the Israel. We use the information we collect about you in order 1) to provide our services and process your transactions, 2) to provide customer service, 3) to determine your eligibility to receive offers for special features or products, and 4) to improve our products and services. We give access to individually identifiable information about our users only to those employees who require it to fulfill customer service requests. Disclosure to Other Invoice4U.com Users If you are a registered Invoice4U.com user, your personal information is not shared with other Invoice4U.com registered users. Disclosure to Third Parties Other Than Invoice4U.com Users Invoice4U.com will not sell or rent any of your personally identifiable information to third parties. Invoice4U.com will not share any of your personally identifiable information with third parties except in the limited circumstances described below, or with your express permission. These third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information is shared. We disclose the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit using the information except to market the specified Invoice4U.comrelated products or services, unless you have affirmatively agreed or given your prior permission for other uses.. We disclose information that we in good faith believe is appropriate to cooperate in investigations of fraud or other illegal activity, or to conduct investigations of violations of our User Agreement. Specifically, this means that if we conduct a fraud investigation and conclude that one side has engaged in deceptive practices, we can give that person or entity's contact information to victims who request it. We disclose information in response to a subpoena, warrant, court order, levy, attachment, order of a courtappointed receiver or other comparable legal process, including subpoenas from private parties in a civil action. We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you). We share aggregated statistical data with our business partners or for public relations. For example, we may disclose that a specific percentage of our users live in California. However, this aggregated information is not tied to personally identifiable information. As with any other business, it is possible that Invoice4U.com in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by Invoice4U.com, including customer account information, but would continue to be bound by this Privacy Policy unless and until it is amended as described above. We share your information with our subsidiaries and joint ventures to help coordinate the services we provide to you, enforce our terms and conditions, and promote trust and safety. Our Contacts with Invoice4U.com Users We communicate with users on a regular basis via email to provide requested services, and we also communicate by phone to resolve customer complaints or investigate suspicious transactions. We use your email address to send you notice of payments that you receive, to send information about important changes to our products and services, and to send notices and other disclosures required by law. Generally, users cannot opt out of these communications, but they will be primarily informational in nature rather than promotional. In connection with independent audits of our financial statements and operations, the auditors may seek to contact a sample of our customers to confirm that our records are accurate. However, these auditors cannot use personally identifiable information for any secondary purposes. Internet Address Informationn We use IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use. Your Use of Information and Our Services In order to facilitate the communication between Invoice4U.com users and their customers, our service allows you full access to your customers information. Invoice4U.com does not tolerate spam. Therefore, you may not send invoices to individuals or businesses in which you have not provided a service or product. *Information Security Invoice4U.com is committed to handling your customer information with high standards of information security. We restrict access to your personally identifiable information to employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We test our security systems regularly and also contract with outside companies to audit our security systems and processes. The security of your Invoice4U.com account also relies on your protection of your Invoice4U.com password. You may not share your Invoice4U.com password with anyone. Invoice4U.com representatives will never ask you for your password, so any email or other communication requesting your password should be treated as unauthorized and suspicious. If you do share your Invoice4U.com password with a third party for any reason, including because the third party has promised to provide you additional services, the third party will have access to your account and your personal information, and you may be responsible for actions taken using your password. If you believe someone else has obtained access to your password, please change it immediately by logging in to your account at www.Invoice4U.com and changing your password, and also contact us right away as described below. *Accessing and Changing Your Information You can review the personal information you provided us and make any desired changes to such information, or to the settings for your Invoice4U.com account, at any time by logging in to your account on the Invoice4U.com Web site. If you close your Invoice4U.com account, we will mark your account in our database as "Closed," but will keep your account information in our database. This is necessary in order to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if you close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third parties, except as necessary to prevent fraud and assist law enforcement, or as required by law.
* If you have any questions about this privacy statement, Invoice4U.com's information practices, or your dealings with Invoice4U.com, please feel free to
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